Protect your health. Protect your savings.
Explore suitable health insurance options for yourself and your family with assistance from Zinon IMF Private Limited.
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Key Health Insurance Benefits
Coverage differs by policy. Always review the insurer's policy wording and Customer Information Sheet before purchase.
Hospitalisation
Eligible inpatient hospital expenses can be covered as per the chosen plan.
Pre & Post Treatment
Some plans cover eligible medical expenses before and after hospitalisation.
Day Care Procedures
Eligible listed procedures may be covered even without a 24-hour hospital stay.
Cashless Facility*
Cashless treatment may be available at eligible network hospitals, subject to authorisation.
Family Floater
One sum insured can cover multiple eligible family members under selected plans.
Renewal
Many health policies offer renewal options subject to the policy terms.
Restore / Reinstatement*
Some plans offer restoration of sum insured after specified usage.
Top-up Options
Top-up or super top-up products can provide additional financial protection.
Tax Benefit*
Eligible health insurance premiums may qualify for tax benefits under applicable law.
Ambulance Cover*
Ambulance expenses may be covered up to limits specified by the plan.
Diagnostic Expenses*
Specified diagnostic expenses may be payable when linked to covered treatment.
Critical Illness*
Separate or add-on critical illness covers may be available depending on the product.
How It Works
A simple journey from enquiry to policy selection.
Tell Us Your Need
Share age, family members, city and your preferred coverage.
Explore Options
Review suitable insurer and product options based on your requirements.
Choose & Apply
Complete the proposal and underwriting process with the selected insurer.
Our Partner
Insurance brands represented here are shown using the logos supplied by you.
Private Limited
Partner/insurer availability, products and terms may change. Verify the current insurer product, policy wording, eligibility, exclusions and network status before purchase.
Frequently Asked Questions
What is health insurance?
Health insurance is a contract under which the insurer provides specified financial protection for covered medical expenses, subject to the policy terms, limits, exclusions and conditions.
Can I cover my family?
Yes, family floater and individual options are available across the market. The right structure depends on family members, ages, health profile and budget.
What is a waiting period?
A waiting period is a specified time during which certain illnesses, treatments or pre-existing conditions may not be covered. It varies by product.
What is cashless treatment?
Where available, eligible treatment at a network hospital may be settled directly between the insurer/TPA and hospital, subject to pre-authorisation and policy terms.
Does every plan cover maternity, OPD or dental treatment?
No. These benefits depend on the specific product, optional covers and policy terms.
Can premiums change?
Premiums can vary based on age, location, members, sum insured, product, medical disclosures, underwriting and insurer pricing.
Can Zinon IMF help with claims?
We can provide assistance and guidance in the claims process where applicable, but the final claim decision is made by the insurer/TPA according to the policy terms.